Sunday, September 08, 2019

[ Super Senior Citizen. ]

What is the benefit of being a Super Senior Citizen.


Soon I will be 85 years of age and these are the benefits of both (+) and (-) aspects of life I have in front of me.

50% Fare concession on train travel. At this age it is not suitable to me as it exists in our country. Air travel is now being in private sector we are sure it will be improved in a short period at present it is difficult for me to go to the airport and buy a ticket to travel.

Oh! the Income Tax - Taxable income is what the Budget say's each year on the budget day as per Finance Minister's calculations hardly known to us. The interest on our FD's is reserved at 0.5% plus of 7, plus up to 7.25% on our FD's on our savings to whatever the Finance Minister's interest arithmetic on our FD's in the bank, so we cannot expect anything more. It is perhaps OK for those who are 75+ but not between 75 & 80 or 80 and 85+. Over 85,we are excess baggage and a big social problem,our lovely children are present else where due to their family problems so any help will be very expensive.

House Rent,we at 85+ having sold our property due to unimagined high cost of living have to survive living in a 2 BHK and we need to increase the rent at 5% each year after depositing 10 months rent as advance which is refundable with out any interest.

There is nearly 50% increase in cost of vegitables due to floods some where hundreds of miles away. Uncontrolled items of food by reputed brand products are another worry as there is never a price reduction on these items once it is increased. Audultration is accepted as we do not know if the food items are aldultrated and if we suspect we do not know where or whom we need to inform. The local corporater or MLA are ever busy in their work which we do not know. They do not even seen anywhere near our residences.

At this age of 85+ if we go to any doctor we are in for a shock. They make us get examined to all and every type of tests that are available in the town sice they are all very well connected and after paying a shocking medical bill we are crippled for the rest of our life partly physically and also financially.

We are advised to walk daily and to do this we need to go to a park where walking is a tension on reaching the park due to heavy traffic and practically there being no footpaths to walk. Even ZEBRA crossings are violated and some motorists stop for RED lights at ZEBRA crossing with their engines running to take off when signal change RED to GREEN and YELLOW lights being burnt out for reasons unknown and unattended. Even if it lights it goes off in mini seconds.

Medicines are another expenses that are never reduced but gets going up at random intervals. The the pharmacy shop owners give up to 25% discount if we buy medicines over Rs.1000/-. Unless the manufacturers get 100% margin how can we get 25% discount. Is this margin the norm for Indian medical pharmacy industprizery?. Which industry is getting 25% margin on their cost price.

My friend over 85+ got "PACE" maker implanted in his chest as he fell down and hurt his head. He went on telling ' I will go Airport ' repeatedly. He was taken to a Corporate Hospital and was given all tests including the costliest MRI test and other tests on his head found nothing wrong and went after his heart and took some costly ECG and found heart beat variation from 40 to 60. The Chief Cardiologist called him in his cabin and after assuring him everything is perfectly normal told to get a 'PACE' maker fixed. He sid it must be done immediately and since he is not a surgeon he has fixed his friend to do the surgery immediately and told him to get it done over night.He got it done over night and spent Rs,5,00,000/ only for 3 days.He say's he is fine now. With BED REST for 3 days perhaps he would be still better.  He is (-) Rs.5,00,000/- plus all his SCOTCH WHISKEY bottles he gave away to all of us who went to see him since the corporate hospital doctor told him not to touch any kind of alcoholic drink ever in his Life. 

My another friend who was a textile weaving factory owner and 85+ who lost every thing in this developing nation is living with out a smart phone or a Laptop, say's we have to manage with what we have got. Actually he is LUCKY since he is taken care by his daughter living very comfortably near his 2 BHK apartment with out a lift.

We Super Senior Citizens are a prize patient for any doctor who is doing his post MBBS for MD waiting to fill up his project report on tests made by us if we refuse to take the test they will say it will be done free. I asked the doctor what is he going to see in my test. He said my retina shows some likely hood of nerve which might have got some problem as the retina test shows so I need to know what is the problem. If there is a problem can you fix it I asked he said I must see the problem. I said OK and test was done freely. I took the test to show it to him. He saw it and said One more test is to be taken. I asked why and what do you expect you will see. He said there may be nerve problem. If it is so is there a remedy I asked. He said NO.I said sorry I can't take any more tests as the flash strikes make me feel sick. He said it will be free and I will know my retina condition better. I said sorry and thanked him for his help.
It is 2 years my retina has not changed to buy any new lens. I checked with another Doctor. The doctor told me not to get any test on retina and carry on as the present status is good and told me to take care and look after myself.