Sunday, December 29, 2019
Tuesday, December 17, 2019
[ Will FM in 2020 Budget - Raise basic exemption to Rs 10 lakh: G. Pradeepkumar, CEO, UNION AMC . (As suggested by him.) - ]
Reducing the corporate tax rate has increased the profitability of the corporate sector. However, the demand side needs to be addressed as well by increasing the disposable income of consumers. The basic exemption limit should be increased to Rs 10 lakh to spur demand, which in turn can take the economy into a virtuous cycle of higher capacity utilisation, more investments, more jobs and higher consumption. The overall benefits are far more likely to outweigh the short term revenue loss on income...
[ Story of Mexico. 3D Printed Home.First in the world.]
A giant 3D printer is currently squeezing out new homes in rural Mexico. Each one takes 24 hours and lets local families upgrade from a shack to a two-bedroom house. Could this be part of the global housing solution?
The 500-square-foot houses were finished with roofs, windows, and interiors last week. New Story, the nonprofit leading the project, believes that the new construction process could be part of the solution for affordable housing in some of the poorest communities in the world. “We feel like we’ve proved what’s possible by bringing this machine down to a rural area in Mexico, in a seismic zone, and successfully printing these first few houses,” says Brett Hagler, CEO and co-founder of New Story.
The nonprofit, founded five years ago to bring housing to people living in extreme poverty, has already built more than 2,700 homes in Haiti, El Salvador, Bolivia, and Mexico, using traditional construction. In Haiti, where aid groups struggled to rebuild after the 2010 earthquake, New Story honed a process to work more quickly to finish homes. But it recognized that new technology could help it continue to work faster and decrease costs. Two years ago, it partnered with Icon, a construction tech company based in Austin, to begin developing a 3D printer rugged enough to work even in the most challenging conditions.
Icon’s printer, called the Vulcan II, isn’t the first designed to build an entire house. But the new Mexican neighborhood, which will have 50 of the homes, will be the first community to use this type of technology at scale.
There have been some other experiments with 3D-printed homes, but they have all occurred in controlled conditions or in areas with little risk of natural disasters, and haven’t yet been proven in the real world. [All Photos: Joshua Perez/courtesy New Story]
New Story’s first-of-its-kind project, unsurprisingly, has faced challenges. The team initially planned to build in another part of Mexico, but because of delays in the process of working with the government to get the land, decided to start farther south in Tabasco, a state that borders Guatemala; the new location faces a higher risk of earthquakes, so the design went through even more structural engineering tests. (The nonprofit hasn’t named the specific town to protect the privacy of the people who will live in the neighborhood.) After the tests were successful, the machine started the long journey south on a truck, but it got stuck at customs for three months. “[The machine] was just a brand new category that obviously didn’t exist,” says Hagler.
By the time the machine made it to the village, the rainy season had started. At one point, the entry to the site flooded, so no one could access it for a week. But the most important test—whether the printer could print a house on the site—went well. The printer works by squirting a concrete mixture in layers to build floors and walls. The software monitors the weather conditions, and the machine can adjust the mixture. “In the morning it might be drier, and then late in the afternoon, maybe it’s more humid, and then you’ll adjust that mixture a little bit in accordance to that that you get the viscosity that you need in order to have the same print quality throughout the day,” says New Story co-founder Alexandria Lafci.
The team can use an app to make slight adjustments to the blueprint on site, but the printing process is essentially autonomous. To make it even more efficient, it’s possible to print multiple houses simultaneously. The first two homes were printed at the same time, in a total of 24 hours over multiple days, because the team wanted to work only in daylight hours; in the future, they hope to run the machine for longer periods, making it even faster. New Story has partnered with a local nonprofit, Echale a Tu Casa, to finish the parts of the homes that can’t be 3D-printed, providing jobs to local construction workers.
[ All Photos: Joshua Perez/courtesy New Story]
The finished houses have two bedrooms, a living room, a kitchen, and a bath—a vast difference from the simple shacks common in the area. The families who will live in the homes earn a median income of $76.50 a month. “For a majority of the families, this is the first time ever that they will have indoor restrooms and plumbing and sanitation,” says Lafci. Unlike shacks, the homes are also seismically sound. The nonprofit partnered with the local government—which is providing both the land and infrastructure like new roads and electricity—to identify the 50 families in the area in the greatest need. Once New Story finishes printing the homes, the new residents own them outright.
3 D Printed House.
Before:
Some families toured the first two houses last week, noting how the new homes would stay dry in heavy rain and contrasting it with their current homes. “When it starts to rain, the house starts flooding and it is worse at night,” one future resident, Candelaria Hernández, said of the one-room shack where she currently lives with seven family members. “You have to wake up to put pots around the house so it things don’t get wet.”
The same technology could also help transform the construction of affordable housing in the United States. Earlier this year, Icon printed a welcome centre for a master-planned community in Austin, Texas, designed for people who have been chronically homeless, and the company is beginning to print 400-square-foot homes in the community that will be completed in early 2020. “The home building industry is in need of a paradigm shift,” says Alex Le Roux, co-founder and chief technology officer at Icon. “We shouldn’t have to choose between things such as resiliency and affordability, or design freedom and sustainability.” The company plans to continue to print additional homes and develop the technology. In Latin America,
New Story already has interest from multiple other governments that want to donate land to build similar communities, many of which have already visited the new site in Mexico. “Once people see it in person, it’s no longer a crazy idea,” says Hagler.
The nonprofit plans to continue also exploring other new approaches, acting as a sort of R&D arm for governments that have the resources to build new housing at scale but don’t yet have the best tools to do that quickly, and that are looking for ways to do it more affordably. “I think that, like with most of these big, seemingly intractable social issues, there’s no silver bullet—you need to have a lot of options of how you’re going to solve and target housing,” Laci says. “What we’re really passionate about is developing a toolkit of a variety of options of different technologies—be it hardware, software, processes—that we can rely on in order to build homes and build community faster, better, and less expensively.”
About the author Adele Peters is a staff writer at Fast Company who focuses on solutions to some of the world's largest problems, from climate change to homelessness. Previously, she worked with GOOD, BioLite, and the Sustainable Products and Solutions program at UC Berkeley, and contributed to the second edition of the bestselling book "Worldchanging: A User's Guide for the 21st Century."
There have been some other experiments with 3D-printed homes, but they have all occurred in controlled conditions or in areas with little risk of natural disasters, and haven’t yet been proven in the real world. [All Photos: Joshua Perez/courtesy New Story]
New Story’s first-of-its-kind project, unsurprisingly, has faced challenges. The team initially planned to build in another part of Mexico, but because of delays in the process of working with the government to get the land, decided to start farther south in Tabasco, a state that borders Guatemala; the new location faces a higher risk of earthquakes, so the design went through even more structural engineering tests. (The nonprofit hasn’t named the specific town to protect the privacy of the people who will live in the neighborhood.) After the tests were successful, the machine started the long journey south on a truck, but it got stuck at customs for three months. “[The machine] was just a brand new category that obviously didn’t exist,” says Hagler.
By the time the machine made it to the village, the rainy season had started. At one point, the entry to the site flooded, so no one could access it for a week. But the most important test—whether the printer could print a house on the site—went well. The printer works by squirting a concrete mixture in layers to build floors and walls. The software monitors the weather conditions, and the machine can adjust the mixture. “In the morning it might be drier, and then late in the afternoon, maybe it’s more humid, and then you’ll adjust that mixture a little bit in accordance to that that you get the viscosity that you need in order to have the same print quality throughout the day,” says New Story co-founder Alexandria Lafci.
The team can use an app to make slight adjustments to the blueprint on site, but the printing process is essentially autonomous. To make it even more efficient, it’s possible to print multiple houses simultaneously. The first two homes were printed at the same time, in a total of 24 hours over multiple days, because the team wanted to work only in daylight hours; in the future, they hope to run the machine for longer periods, making it even faster. New Story has partnered with a local nonprofit, Echale a Tu Casa, to finish the parts of the homes that can’t be 3D-printed, providing jobs to local construction workers.
[ All Photos: Joshua Perez/courtesy New Story]
The finished houses have two bedrooms, a living room, a kitchen, and a bath—a vast difference from the simple shacks common in the area. The families who will live in the homes earn a median income of $76.50 a month. “For a majority of the families, this is the first time ever that they will have indoor restrooms and plumbing and sanitation,” says Lafci. Unlike shacks, the homes are also seismically sound. The nonprofit partnered with the local government—which is providing both the land and infrastructure like new roads and electricity—to identify the 50 families in the area in the greatest need. Once New Story finishes printing the homes, the new residents own them outright.
3 D Printed House.
Before:
Some families toured the first two houses last week, noting how the new homes would stay dry in heavy rain and contrasting it with their current homes. “When it starts to rain, the house starts flooding and it is worse at night,” one future resident, Candelaria Hernández, said of the one-room shack where she currently lives with seven family members. “You have to wake up to put pots around the house so it things don’t get wet.”
The same technology could also help transform the construction of affordable housing in the United States. Earlier this year, Icon printed a welcome centre for a master-planned community in Austin, Texas, designed for people who have been chronically homeless, and the company is beginning to print 400-square-foot homes in the community that will be completed in early 2020. “The home building industry is in need of a paradigm shift,” says Alex Le Roux, co-founder and chief technology officer at Icon. “We shouldn’t have to choose between things such as resiliency and affordability, or design freedom and sustainability.” The company plans to continue to print additional homes and develop the technology. In Latin America,
New Story already has interest from multiple other governments that want to donate land to build similar communities, many of which have already visited the new site in Mexico. “Once people see it in person, it’s no longer a crazy idea,” says Hagler.
The nonprofit plans to continue also exploring other new approaches, acting as a sort of R&D arm for governments that have the resources to build new housing at scale but don’t yet have the best tools to do that quickly, and that are looking for ways to do it more affordably. “I think that, like with most of these big, seemingly intractable social issues, there’s no silver bullet—you need to have a lot of options of how you’re going to solve and target housing,” Laci says. “What we’re really passionate about is developing a toolkit of a variety of options of different technologies—be it hardware, software, processes—that we can rely on in order to build homes and build community faster, better, and less expensively.”
About the author Adele Peters is a staff writer at Fast Company who focuses on solutions to some of the world's largest problems, from climate change to homelessness. Previously, she worked with GOOD, BioLite, and the Sustainable Products and Solutions program at UC Berkeley, and contributed to the second edition of the bestselling book "Worldchanging: A User's Guide for the 21st Century."
Sunday, December 15, 2019
[ Millennials Are Leaving Religion And Not Coming Back. By Daniel Cox and Amelia Thomson-DeVeaux. Filed under Religion.]
John Greim / LightRocket via Getty Images.
Millennials have earned a reputation for reshaping industries and institutions — shaking up the workplace, transforming dating culture, and rethinking parenthood. They’ve also had a dramatic impact on American religious life. Four in ten millennial's now say they are religiously unaffiliated, according to the Pew Research Center. In fact, millennial's (those between the ages of 23 and 38) are now almost as likely to say they have no religion as they are to identify as Christian.
1
For a long time, though, it wasn’t clear whether this youthful defection from religion would be temporary or permanent. It seemed possible that as millennial's grew older, at least some would return to a more traditional religious life. But there’s mounting evidence that today’s younger generations may be leaving religion for good.
Social science research has long suggested that Americans’ relationship with religion has a tidal quality — people who were raised religious find themselves drifting away as young adults, only to be drawn back in when they find spouses and begin to raise their own families. Some argued that young adults just hadn’t yet been pulled back into the fold of organized religion, especially since they were hitting major milestones like marriage and parenthood later on.
But now many millennial's have spouses, children and mortgages — and there’s little evidence of a corresponding surge in religious interest. A new national survey from the American Enterprise Institute of more than 2,500 Americans found a few reasons why millennial's may not return to the religious fold. (One of the authors of this article helped conduct the survey).
For one thing, many millennial's never had strong ties to religion to begin with, which means they were less likely to develop habits or associations that make it easier to return to a religious community.
Young adults are also increasingly likely to have a spouse who is nonreligious, which may help reinforce their secular worldview.
Changing views about the relationship between morality and religion also appear to have convinced many young parents that religious institutions are simply irrelevant or unnecessary for their children.
Millennial's may be the symbols of a broader societal shift away from religion, but they didn’t start it on their own. Their parents are at least partly responsible for a widening generational gap in religious identity and beliefs; they were more likely than previous generations to raise their children without any connection to organized religion. According to the AEI survey, 17 per cent of millennial's said that they were not raised in any particular religion compared with only five percent of Baby Boomers. And fewer than one in three (32 percent) millennial's say they attended weekly religious services with their family when they were young, compared with about half (49 per cent) of Baby Boomers.
A parent’s religious identity (or lack thereof) can do a lot to shape a child’s religious habits and beliefs later in life. A 2016 Pew Research Center study found that regardless of the religion, those raised in households in which both parents shared the same religion still identified with that faith in adulthood. For instance, 84 percent of people raised by Protestant parents are still Protestant as adults. Similarly, people raised without religion are less apt to look for it as they grow older — that same Pew study found that 63 percent of people who grew up with two religiously unaffiliated parents were still nonreligious as adults.
But one finding in the survey signals that even millennial's who grew up religious may be increasingly unlikely to return to religion. In the 1970s, most nonreligious Americans had a religious spouse and often, that partner would draw them back into regular religious practice. But now, a growing number of unaffiliated Americans are settling down with someone who isn’t religious — a process that may have been accelerated by the sheer number of secular romantic partners available, and the rise of online dating. Today, 74 per cent of unaffiliated millennial's have a nonreligious partner or spouse, while only 26 percent have a partner who is religious.
Luke Olliff, a 30-year-old man living in Atlanta, says that he and his wife gradually shed their religious affiliations together. “My family thinks she convinced me to stop going to church and her family thinks I was the one who convinced her,” he said. “But really it was mutual. We moved to a city and talked a lot about how we came to see all of this negativity from people who were highly religious and increasingly didn’t want a part in it.” This view is common among young people. A majority (57 per cent) of millennial's agree that religious people are generally less tolerant of others, compared to only 37 per cent of Baby Boomers.
Young adults like Olliff are also less likely to be drawn back to religion by another important life event — having children. For much of the country’s history, religion was seen as an obvious resource for children’s moral and ethical development. But many young adults no longer see religion as a necessary or even desirable component of parenting. Less than half (46 per cent) of millennials believe it is necessary to believe in God to be moral. They’re also much less likely than Baby Boomers to say that it’s important for children to be brought up in religion so they can learn good values (57 per cent vs. 75 per cent).
These attitudes are reflected in decisions about how young adults are raising their children. 45 per cent of millennial parents say they take them to religious services and 39 per cent say they send them to Sunday school or a religious education program. Baby Boomers, by contrast, were significantly more likely to send their children to Sunday school (61 per cent) and to take them to church regularly (58 per cent).
Mandie, a 32-year-old woman living in southern California and who asked that her last name not be used, grew up going to church regularly but is no longer religious. She told us she’s not convinced a religious upbringing is what she’ll choose for her one-year-old child. “My own upbringing was religious, but I’ve come to believe you can get important moral teachings outside religion,” she said. “And in some ways I think many religious organizations are not good models for those teachings.”
Why does it matter if millennials’ rupture with religion turns out to be permanent? For one thing, religious involvement is associated with a wide variety of positive social outcomes like increased interpersonal trust and civic engagement that are hard to reproduce in other ways. And this trend has obvious political implications. As we wrote a few months ago, whether people are religious is increasingly tied to — and even driven by — their political identities. For years, the Christian conservative movement has warned about a tide of rising secularism, but research has suggested that the strong association between religion and the Republican Party may actually be fueling this divide. And if even more Democrats lose their faith, that will only exacerbate the acrimonious rift between secular liberals and religious conservatives.
“At that critical moment when people are getting married and having kids and their religious identity is becoming more stable, Republicans mostly do still return to religion — it’s Democrats that aren’t coming back,” said Michele Margolis, author of “From the Politics to the Pews: How Partisanship and the Political Environment Shape Religious Identity.” in an interview for our September story.
Of course, millennials’ religious trajectory isn’t set in stone — they may yet become more religious as they age. But it’s easier to return to something familiar later in life than to try something completely new. And if millennials don’t return to religion and instead begin raising a new generation with no religious background, the gulf between religious and secular America may grow even deeper.
Daniel Cox a research fellow for polling and public opinion at the American Enterprise Institute. @dcoxpolls.
Amelia Thomson-DeVeaux is a senior writer for FiveThirtyEight.@ameliatd.
Comments.
Saturday, December 14, 2019
Saturday, December 07, 2019
Sunday, December 01, 2019
[ When to go to Kashmir. Part 1.]
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We in south India wish that in our lifetime one wish will be to visit Kashmir. Before 2014 it will be done was our permanent plan after plan. Now at the rate at which it's going on, it looks hard to even think of even planning to go to see the land of our dreams shattered by the people of Kashmir's brother's opposition not to be Indians and only Kashmir.
The politicians who ruled Kashmir for 70 years took it for granted that their families can rule the state forever fooling the people of Kashmir by keeping them in fear by making it appear that the special status that was given to them was permanent. The people who ruled India never had the courage to remove the special status. The innocent people went on with their day to day life not knowing what was going on for 70 years.
Everything changed in 2014 and 2019 which was unexpected by anyone. People had changed the young turned old. The next generation took over and another generation made India just by being born they got power and that power was the right to vote. 3rd generation with their parent generation was restless. They had the knowledge, education and young age, high ambition but no skill. graduates were bus conductors, drivers and waiters. Few went to politics, few were hoping ad waiting to get in to learn skills in engineering. Kashmir had no future and many left to other states for a living. The young who remained were victims of unlawful activities which they had taken care of bread and shelter.
Kashmir was in a mess and people close to the border started visiting because they were also in a similar situation.
it will be hard to get people who have something organized by choice or otherwise in yo such trade that they could work or take up any job that they could do. Being young they were not highly educated not because they had financial issues or anything else, they saw educated friends who were well of in other states in education but they were not getting jobs. They could not get jobs as their college education was perhaps was not upgraded to the level of colleges of other states. Another major drawback was students and teachers discipline was not satisfactorily maintained.
For 70 years no major industry was set up. How can anyone come to set up any industry when no land is given. All and every activity was controlled by the family of 4 0r 5 persons and they that, they thought they were sitting on a diamond mine besides they thought J & K was a forbidden place for any industry and others won't come to build any industry. Having a cosy life with money being sent from Delhi. They looted all development funds and merrily went on in politics and political activities which were not planned and the govt also turn the other way looking for their better choice and forgetting KASHMIR was their baby.
On the other side is Pakistan our neighbourhood nation which is constantly sending terrorists disturbing peace in addition to the ruling government a permanent (by temporary article 370 & 35 of our constitution) headache demanding talks.
Pakistan does not deny sending terrorists to India, Foreign Minister S Jaishankar told French daily Le Monde this week, adding that if Islamabad is serious about establishing friendlier relations with New Delhi it must hand over wanted criminals.
The Chief of Pakistan Army is on an extended period of service by the Supreme Court of Pakistan for the fear of tensions with on the border of Pakistan occupied Kashmir. Since India has abrogated article 370 & 35 of the constitution which says that these are temporary in the Indian constitution. India has now kept Kashmir & Jammu status as their union territory and the political leaders are kept under protection making it hard for tourists to come as usual by any transport besides their stay in Kashmir. and my wife now do not know when we can visit J & K. ( We hope it will be possible by March 2020 as this is the period for tourists to their DREAM of visiting their (Ours too) Paradise in India.]
Thursday, November 28, 2019
[ Lauric Acid 49.2gms In Coconut Oil.]
Coconut and palm kernel oils. People use it as medicine.
Lauric acid is used for treating:-
Viral Infections including Influenza (the flu); Swine Flu; Avian Flu; the Common cold; Fever Blisters, Cold Sores, and Genital Herpes caused by Herpes Simplex Virus (HSV); Genital Warts Caused by human papillomavirus (HPV); and HIV/AIDS. It is also used for preventing the transmission of HIV from mothers to children.
Other uses for lauric acid include treatment of Bronchitis, Gonorrhea, Yeast Infections, Chlamydia, intestinal infections caused by a parasite called Giardia lamblia, and Ringworm.
In foods, lauric acid is used as a vegetable shortening.
In manufacturing, lauric acid is used to make soap and shampoo.
SOURCE - www.nutri8.in
Lauric acid is used for treating:-
Viral Infections including Influenza (the flu); Swine Flu; Avian Flu; the Common cold; Fever Blisters, Cold Sores, and Genital Herpes caused by Herpes Simplex Virus (HSV); Genital Warts Caused by human papillomavirus (HPV); and HIV/AIDS. It is also used for preventing the transmission of HIV from mothers to children.
Other uses for lauric acid include treatment of Bronchitis, Gonorrhea, Yeast Infections, Chlamydia, intestinal infections caused by a parasite called Giardia lamblia, and Ringworm.
In foods, lauric acid is used as a vegetable shortening.
In manufacturing, lauric acid is used to make soap and shampoo.
How does it work?
It is not known how lauric acid might work as a medicine. Some research suggests lauric acid might be a safer fat than trans-fats in food preparations.SOURCE - www.nutri8.in
[ 30 Quotes by the phenomenal Bruce Lee.]
1. “Mistakes are always forgivable if one has the courage to admit them.”
2. “If you don’t want to slip up tomorrow, speak the truth today.”
3. “Knowledge will give you power, but character respect.”
4. “For it is easy to criticize and break down the spirit of others, but to know yourself takes a lifetime.”
5.
“To me, the extraordinary aspect of martial arts lies in its simplicity. The easy way is also the right way, and martial arts
is nothing at all special; the closer to the true way of martial arts,
the less wastage of expression there is.”
6. “I am not teaching you anything. I just help you to explore yourself.”
7.
“The great mistake is to anticipate the outcome of the engagement; you ought not to be thinking of whether it ends in victory or defeat. Let
nature take its course, and your tools will strike at the right moment.”
8. “Be happy, but never satisfied.”
9. “A quick temper will make a fool of you soon enough.”
10. “If you love life, don’t waste time, for time is what life is made up of.”
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11:10 AM (6 hours ago)
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30 Quotes by the phenomenal Bruce Lee
Bruce
Jun Fan Lee was born in 1940 in the USA and was raised in Seattle, Hong
Kong, San Francisco, and California. He died at the young age of 33 but
already managed to make a strong impact on the world. Lee is considered
by many to be the best fighter who ever lived and he is famous for
acting and directing American and Chinese movies as well. Lee also
practiced philosophy, and these are some of his best quotes.
1. “Mistakes are always forgivable, if one has the courage to admit them.”
2. “If you don’t want to slip up tomorrow, speak the truth today.”
3. “Knowledge will give you power, but character respect.”
4. “For it is easy to criticize and break down the spirit of others, but to know yourself takes a lifetime.”
5.
“To me, the extraordinary aspect of martial arts lies in its
simplicity. The easy way is also the right way, and martial arts
is nothing at all special; the closer to the true way of martial arts,
the less wastage of expression there is.”
6. “I am not teaching you anything. I just help you to explore yourself.”
7.
“The great mistake is to anticipate the outcome of the engagement; you
ought not to be thinking of whether it ends in victory or defeat. Let
nature take its course, and your tools will strike at the right moment.”
8. “Be happy, but never satisfied.”
9. “A quick temper will make a fool of you soon enough.”
10. “If you love life, don’t waste time, for time is what life is made up of.”
11. “Showing off is the fool’s idea of glory.”
12. “The more we value things, the less we value ourselves.”
13.
“Choose the positive. You have a choice, you are master of your attitude, choose the positive, the constructive. Optimism is a faith
that leads to success.”
14. "Do not pray for an easy life, pray for the strength to endure a difficult one."
15. “A goal is not always meant to be reached, it often serves simply as something to aim at.”
16.
“An intelligent mind is an inquiring mind. It is not satisfied with the explanation, with conclusions. Nor is it a mind that believes, because
belief is again another form of conclusion.”
17.
“To be bound by traditional martial art style or styles is the way of
the mindless, enslaved martial artist. But to be inspired by the
traditional martial art and to achieve further heights is the way of
genius.”
18.
“One should be in harmony with, not in opposition to, the strength and force of the opposition. This means that one should do nothing that is
not natural or spontaneous; the important thing is not to strain in any
way.”
19. “Don’t fear failure. Not failure, but low aim, is the crime. In great attempts, it is glorious even to fail.”
20.
“If you spend too much time thinking about a thing, you’ll never get it done. Make at least one definite move daily toward your goal.”
21. “A wise man can learn more from a foolish question than a fool can learn from a wise answer.”
22.
“Always be yourself, express yourself, have faith in yourself, do not
go out and look for a successful personality and duplicate it.”
23. “Notice that the stiffest tree is most easily cracked, while the bamboo or willow survives by bending with the wind.”
24. “To hell with circumstances; I create opportunities.”
25.
"Love is like a friendship caught on fire. In the beginning a flame,
very pretty, often hot and fierce, but still only light and flickering.
As love grows older, our hearts mature and our love becomes as coals,
deep-burning and unquenchable."
26. “Defeat is a state of mind; No one is ever defeated until defeat has been accepted as a reality.”
27. “Knowing is not enough, we must apply. Willing is not enough, we must do.”
28. “Absorb what is useful, Discard what is not, Add what is uniquely your own.”
29.
“Be like water making its way through cracks. Do not be assertive, but adjust to the object, and you shall find a way round or through it. If nothing within you stays rigid, outward things will disclose themselves.
Empty your mind, be formless. Shapeless, like water. If you put water into a cup, it becomes the cup. You put water into a bottle and it becomes the bottle. You put it in a teapot it becomes the teapot. Now,
water can flow or it can crash. Be water, my friend.”
30. “I fear not the man who has practised 10,000 kicks once, but I fear the man who has practised one kick 10,000 times.”
Wednesday, November 20, 2019
Tuesday, November 05, 2019
[ Visiting Kashmir. Part 1. ]
We in south India wish that in our lifetime one wish will be to visit Kashmir. Before 2014 it will be done was our permanent plan after plan. Now at the rate at which it's going on, it looks hard to even think of even planning to go to see the land of our dreams shattered by the people of Kashmir's brother's opposition not to be Indians and only Kashmir.
The politicians who ruled Kashmir for 70 years took it for granted that their families can rule the state forever fooling the people of Kashmir by keeping them in fear by making it appear that the special status that was given to them was permanent. The people who ruled India never had the courage to remove the special status. The innocent people went on with their day to day life not knowing what was going on for 70 years.
Everything changed in 2014 and 2019 which was unexpected by anyone. People had changed the young turned old. The next generation took over and another generation made India just by being born they got power and that power was the right to vote. 3rd generation with their parent generation was restless. They had the knowledge, education and young age, high ambition but no skill. graduates were bus conductors, drivers and waiters. Few went to politics, few were hoping ad waiting to get in to learn skills in engineering. Kashmir had no future and many left to other states for a living. The young who remained were victims of unlawful activities which they had taken care of bread and shelter.
Kashmir was in a mess and people close to the border started visiting because they were also in similar situation.
it will be hard to get people who have something organized by choice or otherwise in yo such trade that they could work or take up any job that they could do. Being young they were not highly educated not because they had financial issues or anything else, they saw educated friends who were well of in other states in education but they were not getting jobs. They could not get jobs as their college education was perhaps was not upgraded to the level of colleges of other states. Another major drawback was students and teachers discipline was not satisfactorily maintained.
For 70 years no major industry was set up. How can anyone come to set up any industry when no land is given. All and every activity was controlled by the family of 4 0r 5 persons and they that, they thought they were sitting on a diamond mine besides they thought J & K was a forbidden place for any industry and others won't come to build any industry. Having a cosy life with money being sent from Delhi. They looted all development funds and merrily went on in politics and political activities which were not planned and the govt also turn the other way looking for their better choice and forgetting KASHMIR was their baby.
On the other side is Pakistan our neighbourhood nation which is constantly sending terrorists disturbing peace in addition to the ruling government a permanent (by temporary article 370 & 35 of our constitution) headache demanding talks.
Pakistan does not deny sending terrorists to India, Foreign Minister S Jaishankar told French daily Le Monde this week, adding that if Islamabad is serious about establishing friendlier relations with New Delhi it must hand over wanted criminals.
The Chief of Pakistan Army is on an extended period of service by the Supreme Court of Pakistan for the fear of tensions with on the border of Pakistan occupied Kashmir. Since India has abrogated article 370 & 35 of the constitution which says that these are temporary in the Indian constitution. India has now kept Kashmir & Jammu status as their union territory and the political leaders are kept under protection making it hard for tourists to come as usual by any transport besides their stay in Kashmir. and my wife now does not know when we can visit J & K. ( We hope it will be possible by March 2020 as this is the period for tourists to their DREAM of visiting their (Ours too) Paradise in India.] Sunday, October 27, 2019
Monday, October 21, 2019
[ What happens when a Co-Op Bank with over 100 branches in few states goes out of Cash.]
The Reserve Bank of India has clamped down on the operations of the crisis-hit
Punjab and Maharashtra Cooperative Bank but, nearly a month on, depositors say
their troubles have only worsened. Some have not been able to pay the school fees of their children, while others
are finding it difficult to meet medical expenses. Many fear they might lose their lifetime earnings kept in savings accounts or
in the form of fixed deposits. M.A.Chaudhary, a businessman, said people like him were not being able to either
pay salaries to employees or pay taxes and even electricity bills as cheques had
bounced. Three depositors have so far lost their lives since an alleged Rs 4,355-crore
scam came to light at the Mumbai-headquartered lender. It’s been nearly a month since curbs have been imposed on withdrawal of deposits
from PMC Bank in Maharashtra. Harish Malkani (69) and his wife Rani Malkani,
retired civil servants who live in Mumbai, have deposited all their savings in
the bank and need the interest for daily expenses It’s been nearly a month since curbs have been imposed on withdrawal of deposits
from PMC Bank in Maharashtra. Harish Malkani (69) and his wife Rani Malkani,
retired civil servants who live in Mumbai, have deposited all their savings in
the bank and need the interest for daily expenses (PTI) The bank, established in 1984 in Sion, central Mumbai, has branches in six states
but most of them are concentrated in Mumbai and Delhi. On September 24, the bank’s managing director, Joy Thomas, had sent a text
message to depositors about the RBI’s regulatory restrictions capping withdrawals
up to Rs 1,000 for six months. Thomas has since been arrested, along with the promoters of the Housing Development
Infrastructure Limited (HDIL), Rakesh and Sarang Wadhawan, in an alleged fraud case. The RBI raised the cap to Rs 10,000 and then to Rs 40,000 earlier this month
following protests from accountholders. But depositors who have deposited lakhs and, in some cases, even crores of rupees in
the bank said it was too small an amount to even meet monthly expenses. Tek Chand, a retired government employee and resident of Janakpuri, west Delhi,
said his family has deposits of over Rs 18 lakh in the bank’s Tilak Nagar branch.
His wife, the 71-year-old added, needs to go for dialysis sessions that cost him
Rs 10,000 a month and half his monthly pension goes into it. “I am losing my
patience and money with every passing day,” he said. Anuradha Sen, 61, a resident of Malviya Nagar in south Delhi, had deposited
Rs 15 lakh in the bank. “My livelihood is dependent on the interest from the
deposit,” she said, adding that she was upset with the government for not doing
enough to help the account holders get back their hard-earned money. “I am annoyed.
We gave them a thumping majority not to put us in this crisis,” she said. Malviya Nagar resident Ravindra Kumar Jha, 40, an interior designer by profession,
said he was struggling to pay the school fees of his two children and manage the
household expenses. Allwyn Dsouza, 100 per cent blind for the past 20 years, depends on the interest
from his deposit in PMC Bank for looking after himself and his 85-year-old mother
Tresea (top) Jha, who complained that he had developed blood pressure problems after the alleged
irregularities in the bank surfaced, said he had Rs 32 lakh in his account but
couldn’t access the money. “I have two school-going kids. I need to manage their fees and household expenses.
Recently, I met with an accident and I have not recovered yet. I never had a blood
pressure problem but now, with each passing day, it is becoming difficult to survive
in Delhi. Sometimes I feel like committing suicide,” he said. “I had planned to start a new business this Navratri. Unfortunately, I deposited
the
surplus cash of Rs 4 lakh that I had kept for emergency.” Chaudhary, the businessman, said he had deposits of Rs 35 lakh in a savings account
and Rs 16 lakh in his current account but was not being able to access the money.
“A PMC Bank cheque issued to pay electricity bills bounced because no one would
process it. I don’t have money even to pay my quarterly GST.” For some depositors, the crisis has shattered their trust in the banking system.
Gurjyot Singh Keer, 25, was eight when he first opened an account in the bank’s
Mulund west branch in northwest Mumbai under the Baal Bachat Yojana. The lender has
been central to the Keers and the family members have deposits of over Rs 3 crore
I fought with them saying depositing money in banks is good. Today, I am fighting
for the same money stuck in the bank,” Keer, who runs a coaching institute, said. There has been a domino effect, he added, explaining that the whole “circle of money”
had stopped. Students from the Mulund area, where many families have accounts in the bank, cannot
pay their fees, Keer said, while he himself has not been able to pay the teachers. Tags PMC Bank Financial crisis - Reserve Bank of India (RBI)
Sunday, September 08, 2019
[ Super Senior Citizen. ]
What is the benefit of being a Super Senior Citizen.
Soon I will be 85 years of age and these are the benefits of both (+) and (-) aspects of life I have in front of me.
50% Fare concession on train travel. At this age it is not suitable to me as it exists in our country. Air travel is now being in private sector we are sure it will be improved in a short period at present it is difficult for me to go to the airport and buy a ticket to travel.
Oh! the Income Tax - Taxable income is what the Budget say's each year on the budget day as per Finance Minister's calculations hardly known to us. The interest on our FD's is reserved at 0.5% plus of 7, plus up to 7.25% on our FD's on our savings to whatever the Finance Minister's interest arithmetic on our FD's in the bank, so we cannot expect anything more. It is perhaps OK for those who are 75+ but not between 75 & 80 or 80 and 85+. Over 85,we are excess baggage and a big social problem,our lovely children are present else where due to their family problems so any help will be very expensive.
House Rent,we at 85+ having sold our property due to unimagined high cost of living have to survive living in a 2 BHK and we need to increase the rent at 5% each year after depositing 10 months rent as advance which is refundable with out any interest.
There is nearly 50% increase in cost of vegitables due to floods some where hundreds of miles away. Uncontrolled items of food by reputed brand products are another worry as there is never a price reduction on these items once it is increased. Audultration is accepted as we do not know if the food items are aldultrated and if we suspect we do not know where or whom we need to inform. The local corporater or MLA are ever busy in their work which we do not know. They do not even seen anywhere near our residences.
At this age of 85+ if we go to any doctor we are in for a shock. They make us get examined to all and every type of tests that are available in the town sice they are all very well connected and after paying a shocking medical bill we are crippled for the rest of our life partly physically and also financially.
We are advised to walk daily and to do this we need to go to a park where walking is a tension on reaching the park due to heavy traffic and practically there being no footpaths to walk. Even ZEBRA crossings are violated and some motorists stop for RED lights at ZEBRA crossing with their engines running to take off when signal change RED to GREEN and YELLOW lights being burnt out for reasons unknown and unattended. Even if it lights it goes off in mini seconds.
Medicines are another expenses that are never reduced but gets going up at random intervals. The the pharmacy shop owners give up to 25% discount if we buy medicines over Rs.1000/-. Unless the manufacturers get 100% margin how can we get 25% discount. Is this margin the norm for Indian medical pharmacy industprizery?. Which industry is getting 25% margin on their cost price.
My friend over 85+ got "PACE" maker implanted in his chest as he fell down and hurt his head. He went on telling ' I will go Airport ' repeatedly. He was taken to a Corporate Hospital and was given all tests including the costliest MRI test and other tests on his head found nothing wrong and went after his heart and took some costly ECG and found heart beat variation from 40 to 60. The Chief Cardiologist called him in his cabin and after assuring him everything is perfectly normal told to get a 'PACE' maker fixed. He sid it must be done immediately and since he is not a surgeon he has fixed his friend to do the surgery immediately and told him to get it done over night.He got it done over night and spent Rs,5,00,000/ only for 3 days.He say's he is fine now. With BED REST for 3 days perhaps he would be still better. He is (-) Rs.5,00,000/- plus all his SCOTCH WHISKEY bottles he gave away to all of us who went to see him since the corporate hospital doctor told him not to touch any kind of alcoholic drink ever in his Life.
My another friend who was a textile weaving factory owner and 85+ who lost every thing in this developing nation is living with out a smart phone or a Laptop, say's we have to manage with what we have got. Actually he is LUCKY since he is taken care by his daughter living very comfortably near his 2 BHK apartment with out a lift.
We Super Senior Citizens are a prize patient for any doctor who is doing his post MBBS for MD waiting to fill up his project report on tests made by us if we refuse to take the test they will say it will be done free. I asked the doctor what is he going to see in my test. He said my retina shows some likely hood of nerve which might have got some problem as the retina test shows so I need to know what is the problem. If there is a problem can you fix it I asked he said I must see the problem. I said OK and test was done freely. I took the test to show it to him. He saw it and said One more test is to be taken. I asked why and what do you expect you will see. He said there may be nerve problem. If it is so is there a remedy I asked. He said NO.I said sorry I can't take any more tests as the flash strikes make me feel sick. He said it will be free and I will know my retina condition better. I said sorry and thanked him for his help.
It is 2 years my retina has not changed to buy any new lens. I checked with another Doctor. The doctor told me not to get any test on retina and carry on as the present status is good and told me to take care and look after myself.
We Super Senior Citizens are a prize patient for any doctor who is doing his post MBBS for MD waiting to fill up his project report on tests made by us if we refuse to take the test they will say it will be done free. I asked the doctor what is he going to see in my test. He said my retina shows some likely hood of nerve which might have got some problem as the retina test shows so I need to know what is the problem. If there is a problem can you fix it I asked he said I must see the problem. I said OK and test was done freely. I took the test to show it to him. He saw it and said One more test is to be taken. I asked why and what do you expect you will see. He said there may be nerve problem. If it is so is there a remedy I asked. He said NO.I said sorry I can't take any more tests as the flash strikes make me feel sick. He said it will be free and I will know my retina condition better. I said sorry and thanked him for his help.
It is 2 years my retina has not changed to buy any new lens. I checked with another Doctor. The doctor told me not to get any test on retina and carry on as the present status is good and told me to take care and look after myself.
Monday, August 12, 2019
Sunday, August 11, 2019
Monday, July 29, 2019
[ Tour India - Organic India - Live India - E W & N S all your Life with all your money.]
Tourist Attractions of India India, the land of unity in diversity, has plenty of mesmerizing attractions for the tourists from all over the world. Every year thousands of tourists visit India to visit some of the most wonderful and beautiful places on earth. India with its diverse exquisiteness offers a plethora of splendor and significance. As some of the places in India offer mesmerizing natural beauty and wildlife habitat, others proffer glimpses of the significant eras from its glorious past. It is surely a diversity of beauty, history, people and culture - all attuned together and united under one India. Buy a Copy of all Maps of all states from Govt of India website and study do research and you will come to India and Stay in India.
North India Tourist attractions The North of India is famous for its wide range of natural wildlife and Himalayan range, as well as for the historical importance of places like Delhi, Agra, Shimla and Lucknow. North India is also famous for its religious pilgrimages like Amarnath, Kedarnath, Badrinath and many more.
Delhi is the capital of India and one of the most significant cities in the world. It has a great and glorious past of many rulers and empires.
Places like Red Fort,
Qutub Minar,
India Gate,
Jama Masjid bear the remains of the golden era of the Indian history.
The greatest wonder of the world, the timeless Taj Mahal is situated in Agra. The fort of Fatehpur Sikri is also a place worth visiting to realize the grandeur the Mughal India. In the far north, the beauty of the Himalayan region enthralls people from all over the world. The serene beauty of the Himalayas along with its local people and their culture captivates the visitors and refreshes them with pure positivity.
Western India Tourist Attractions Western part of India includes regions of Rajasthan, Gujarat, Maharashtra, Goa and part of Madhya Pradesh.
Rajasthan is one of the most popular tourist destinations in India with its colorful attraction of vibrant life and energetic culture. With the magnificent palaces and forts built by the Rajput Ranas - the Udai Palace, Umaid Bhawan Palace, Hawa Mahal and many other forts and palaces - Rajasthan offers a distinctive and gorgeous palate of tourist attractions in India. The typical Rajasthani cuisine also attracts a great many visitors. The desert of Thar is a splendid addition to complete the attraction. The Palace on Wheels is also a must see thing of Rajasthan. The famous Gir forest of Gujarat is also a remarkable tourist destination. Gujarat is also popular as Gandhi’s birthplace and his Gram Swaraj. Madhya Pradesh offers an awesome combination of natural beauty and history. The Marble Rocks of Jabalpur, the wildlife sanctuary of Kanha Forest are definitely a worth visit. The state is known as the heart of India.
South India. Tourist Attractions South India is a very popular tourist destination as well as a sacred pilgrimage spot. The most important tourist attractions of South India includes the holy shrine of Tirupati Balaji, Meenakshi Temple, Vivekananda Rocks, Kanyakumari, Shravana Belgola and many more. South India is also famous for its innumerable beaches and a rare combination of coastline with rocky lands. South India is surrounded by sea and ocean. The long beaches of Kovalam and Marina are popular for their beauty and excitement.
South India is well-known for Mysuru(Mysore), which has the famous Lakshmi Vilas Palace. Tipu Sultan’s summer retreat and other palaces are also special attractions of Mysore. Eastern India Tourist Attractions
East India offers a fantastic combination of mountains, forests and seas. The northern part of Eastern India has vast Himalayan mountain range and the down south has many sacred rivers like Ganges, estuaries and seas. Thus people who are visiting the eastern India may go up to the hills for trekking and mountaineering, or they may also visit Puri or Balasore to take a taste of the Bay of Bengal. The forest area of Sundarban and forest and wildlife sanctuary of Jaldapara completes the feast of nature. India is definitely a place full of diversity and varied interests – both natural and man-made. It has everything in store that a tourist can enjoy. Click on a specific state below to get tourist attractions of the state.
Islands of India & Near India are a must they are very Interesting and must see places.
East to West Mountain Ranges of GREAT HIMALYA is breath taking and one only in the WORLD.
Saturday, January 19, 2019
[ End of 200 year History of Binny's.]
A 200-year old chapter ends
With the headline "Decks cleared for VRS disbursement at Binny" and the announcement that a rehabilitation scheme for the ancient company had been cleared by a financial agency, it's the end of a chapter in the life of one of the three surviving Indian corporates with roots in the 18th Century.
The good news is that the name Binny Ltd. will survive — and remain in the textile business. The sad news is that its spinning and weaving operations will move to suburban Singaperumalkoil, near Maraimalainagar, and the Buckingham and Carnatic Mills properties, where the city's industrialisation began, and to which North Madras owes its growth, will become... well, there's been some uncertainties about that. I only hope that many of the Mills' buildings, homes and clubhouse, all deserving of being listed as heritage properties, survive any future plans.
There has also been the same uncertainty about Binny's headquarters building in Armenian Street, and I hope that this historic site too, where the Binny story began, does not fall prey to development. Binnys from Scotland lived in Madras from as far back as 1682, but it was John `Deaf' Binny, who arrived in 1797, who established the name in business in 1799. Deciding that serving the Nawab of the Carnatic and lending money to His Highness held no future at a time when the scandal of the Carnatic Debts was causing a furore in the British Parliament, John Binny decided to establish an agency house in his rented home in Armenian Street.
No sooner had Binny's become Binny and Dennison in 1800, John Binny moved into a house and property that had been a part of Amir Bagh (where the Indian Overseas Bank is now headquartered). Binny paid Rs. 28,000 for this garden house on whose site the Hotel Connemara was later developed. Binny and Dennison bought its Armenian Street home in 1804 for Rs. 35,000 and, as Binny Ltd., established in 1814, bought the rest of the property in bits and pieces for less than Rs.15,000 over the next 55 years, mainly from migrating Armenian merchants.
Binny's foray into industry in Madras was to take another 10 years. It was spurred by Governor Lord Napier's statement in 1869, "India is not a preserve of Manchester and the Government and people of England would repudiate a calculated neglect of the industrial capacities of this country". For one reason or another, it took the thought time to percolate into implementation and it was 1876 before the Buckingham Mill Co. Ltd. was registered. A garden house in Vyasarpadi, Eddystone Lodge, and the adjacent Stephenson property were both purchased for less than Rs. 20,000 and the mill buildings built to Robert Chisholm's design by Parthasarady Naick. The mill went on stream as a spinning unit in 1878 with a complement of 300 employees. With the demand for textiles increasing, Buckingham added weaving to its capacity in 1893. Meanwhile, the Carnatic Mill Co. Ltd. had been floated in 1881 and had gone on stream as a spinning and weaving unit in 1884, across the Otteri Nullah from the Buckingham Mills. Together, the two made drill, particularly khaki drill, which became world-famous.
With the largest khaki dyeing plant in the world, Binny's ensured that khaki became synonymous with the Company's name. A significant memory in the troubled times of today is that khaki was first used by the Guides — Indian border scouts — in the Northwest Frontier region in 1848, after the First Afghan War, and grew in popularity thereafter.
While it has never really been spelt out who at Binny's acted on Lord Napier's suggestion and made Buckingham and Carnatic happen, two names appear frequently in the affairs of the two Companies at the founding, Charles Ainslie and Clement Simpson, both almost Biblically bearded. But what is significant for the times is that, from the first, both mill companies had Indians on their boards: P. Somosoonthram Chetty, Abdulla Badsha Saheb, Ismail Sait, Abdul Rahman Sait and Abdollah Abooboukir.
The fall of the House of Arbuthnot on October 22, 1906, changed the close-to-the-soil way Binny's had developed. The crash almost sank Binny's and only a takeover by James Mackay, later the first Lord Inchcape, George Mackenize and Duncan Mackinnon of B.I. Steam Navigation kept it afloat until better times.
Courtesy : - Sri S.MUTTIAH
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